Boost your bank balance - spend less money

Spend less money

There are many ways you can cut back on your spending. Do you really need that latte on your way to work?

Keep a spending diary for a week and you will be surprised at what you have bought that you didn’t really need.

Visit the supermarket in the early evening when much fresh produce is drastically marked down, plan your week’s menu around what you can buy at a reduced price.

Check with comparison websites whether you are paying too much for your utilities, insurance, etc. You can save a small fortune if you take the time to check the market before you buy.

Check out the latest offers on travel, eating out or in, shopping, or ways to make more money. All of these are updated all the time so be sure to check back regularly.

CREDIT CARDS

If you must use a credit card use one which rewards you with cashback, air miles or nectar points. Check regularly for the best deals and 0% offers, change suppliers if it will save you money.

Here are two of the best reward cards available at present.

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Benefits

Ensure that you are claiming any benefits you qualify for, visit www.entitledto.com to find out if you are missing out on any of your entitlements

Get Cashback

Everyone knows that buying online can save a small fortune. However, you can save even more by subscribing to sites which give you cash or points every time you make a purchase.

Once you have signed up, every purchase you make earns you points or cash, once you accumulate enough, payment is made directly to you, or you can redeem your points for rewards.

Save Save Save

Now that you have a little extra cash in your pocket, save it wisely. There are many savings accounts out there, of many different types.

There are lots of things to look at when choosing an account or plan, have you used your ISA allowance……..will you need instant access to your cash or can you tie it up for a while, for example in a bond or unit trust? All of these factors are relevant to which account or plan you choose.

We are working to source you the best of all of them, to make your money work harder for you.

Boost your bank balance